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Medicare Extra Help and
Savings Program Counseling

Extra Help
Extra Help helps you pay for your Medicare Part D (prescription drug) costs. If you get Extra Help, you will have either no or a reduced premium for your drug plan, and will pay between $1.25 and $8.35 for your medicine at the pharmacy. Extra Help is sometimes called LIS, which stands for the Part D Low-Income Subsidy. To get Extra Help in Oklahoma, you must meet the following guidelines*:

Individual Annual Income
$18,450 or less

Individual Resources $12,600 or less

Married Couple Annual Income $24,930 or less

Married Couple Resources $25,150 or less

Medicare Savings Programs
Medicare Savings Programs help you to pay for some of your Medicare costs related to health care (but not prescriptions). These programs go by several different names:
• The Qualified Medicare Beneficiary program, sometimes called QMB (KWIM-bee). QMB helps pay for your Parts A and B annual deductible, Part B premium, and other copayments you may have at the doctor/hospital.
• The Specified Low-Income Medicare Beneficiary program, or SLMB (SLIM-bee). SLMB pays for your monthly Part B premium.
• The Qualified Individual program, or QI. QI pays for your monthly Part B premium.
• The Qualified Disabled and Working Individual program, or QDWI. This program is for people with
Medicare who are under age 65, disabled, and do not qualify for free Medicare Part A because they returned to work. QDWI pays for Medicare Part A premiums.

What counts as income and resources? Income includes earnings, Social Security payments, pension payments, and cash assistance. Income does not include food, housing, or home energy assistance. Resources are things like money in a checking or savings account, retirement account, stocks, bonds, or real estate other than your primary residence. Resources do not include things like your house, car, furniture, clothing, and household items.

You may be able to get help if you meet the following guidelines:

Individual Annual Income

Individual Resources

Married Couple Annual Income $1,827

Married Couple Resources  $11,090